We Work For You, and With You
Here at Financial Decisions, we believe that everyone deserves the opportunity to obtain honest, unbiased financial advice. FDI was created in 1999 for that specific purpose --- to provide objective, fee-only financial advice for the “everyday investor”. Our founders wanted to open the door to high quality financial services, which was previously closed to everyone but high net worth clients.
We work with our clients to make smart financial decisions throughout their life journey, with the goal of helping them get the most benefit from their financial resources. We don’t just give people directions on how to reach their financial goals. The plan is the map, but the road is walked together.
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Honest and Approachable
At FDI, we believe that being honest and approachable are the fundamental qualities that we must offer each client. First, clients must know that we are always giving honest answers and honest advice, without fear of any hidden sales agendas. Next, clients must feel comfortable asking questions about the sometimes complex and intimidating world of investing. Our role is to be the bridge that connects you to the world of finance.
Unbiased, Fee-Only Advice
As a Fee-Only firm, you will know that our advice is not biased by a sales commission we might earn. We never SELL any investments or insurance products, and we never accept commissions of any kind. For our investment management clients we use only “no-load mutual funds”, which do not have a sales commission.
Credentials AND Expertise
We recognize CFP® as the most widely respected professional credential for financial planners. At FDI, all financial planners and investment advisors are required to be Certified Financial Planner licensees.
Our founders have been leaders in the financial planning industry since the mid-80s. Their experience provides the foundation of our firm, its principles, and its operations. You will have the benefit of prominent investment professionals with over 110 years of combined experience.
Reasonable Fees and No Account Minimums
We purposefully set our financial planning fees and investment management fees below the industry norms. Our intention is to be accessible and affordable to clients of all income levels and asset levels. In conjunction with lower than average service fees, we also provide investment management services to accounts of all sizes. We don’t impose any minimum account size in order to use our services.